Reparations is the idea that one group owes another for the wrongs imposed on them in the past by the more dominate group. From the beginning of history, man has been showing dominance over another. Race and ethnicity are major factors as to why this happens. History shows that different races have oppressed others in the name of superiority. They have to have control of the other group and impose their beliefs, which they gain are the only right ways of life. The Germans and Jews, Europeans and Asians, The Japanese and Chinese, to name a few, who history has noted for ethical conflicts.
Michael Hausfeld is one of the attorney’s on behalf of the class-action suit for reparations brought on by several plaintiffs against the United States government and companies who profited by slavery. “You cannot plan these crimes in an ordinary sense, these are improbable circumstances” said the attorney Mr. Hausfeld (Like It Is, 2002). Mr. Hausfeld was one of the panelists on the ABC television news program “Like It Is” with Gill Noble as host. This was to point out that these were crimes against hundreds of thousands if not millions of people, and not just an individual. He states that International law states that there is not a statue of limitations in such a case of extraordinary crimes, which this is. Mr. Hausfeld suggest that the case for reparations is a long and continuing battle that first step must be to pick up historical data in the case and that to fully lay out the entire case. That would take at least a year or two in Mr. Hausfelds’ belief. There are about fifty law firms involved with litigation in the case of reparations along with historians and activist being hired. The center of the research is Harvard Law School, according to Michael Hausfeld. A Professor Ogeltree is the head of the research team at Harvard.
“When you are dealing with the degradation, humiliation, lost wages, brutality, lack of liberty, then that becomes far more difficult to be able to find a person a hundred or so years after the fact who could be an identifiable heir to that victim. And so then you have to look at what is the sense of the law to with regard to what is dominate to that community who stand in a proper legal position to assert that right on behalf of the surviving community.” After this statement Mr. Noble asked Mr. Hausfeld about the issue of insurance taken out on slaves. This brings me to the AETNA case. In March AETNA the nations second largest insurance company was the subject of an on line periodical titled “The Reparation Movement Pursues Slavery’s Blue Chip Beneficiaries:. In the article the company admitted that it insured southern farmers against the death of their slaves (Mother Jones, July/August 2000). When approached the company only statement was “we express our deepest regret over any participation at all in this deplorable practice”. This was only after the company was asked to establish a multi-million dollar trust for minority education and businesses by Deidria Farmer-Paellmann a New York Lawyer. Ms. Paellmann was looking up her family tree when a book on black genealogy Ms. Farmer-Paellmann was reading listed “AETNA as a source for finding your ancestors based on insurance policies.
Deidria Farmer-Paellmann is a law student who is also one of the primary plaintiffs in a case before the United States. She was the focal point in the Mother Jones Article as well on the Television program “Like It Is”, on the ABC network. Ms. Farmer-Paellmann spoke of the Malcolm X interview with Alex Haley in which Malcolm spoke of land being promised to African Americans for the compensation of slavery (Like It Is, 20002). Forty Acres and a Mule was the promise.
Forty acres and a mule is a promise that slaves and their descendants have tried to garner repayment from the U.S. government for lost wages, pain, suffering, and freedom ever since the end of the civil war. Despite the promise the inconvenience was never made by the government to make these promise suitable to the victims this according to the Daily News story by Geraldine Sealey (2002). Although this claim is over a century old opponents to this movement claim “an injury of this nature has no statute of limitations:. In the article a Mr. Olusegun states that the figure today would be much higher than 40 acres and a mule would cover(2002). Interest along with lost wages, pain, suffering and inflation would bring the figure into the trillions according to Mr. Olusegun.
Farmer-Paellmann’s argument is not with the United States government, but it is with the companies that profited from the slave trade (Like It Is, 2002). Not only AETNA but there is other key companies that profited from the slave trade. Companies that benefited from slavery rage from tobacco, railroad, textiles and coal. This has re-energized the modern movement. The Reparation Movement dates support to the civil rights days and beyond. There are several companies that profited from slaves and it seems that recovering compensation from them would be more possible than to get compensation from the government.
The case against reparations is a long and continuing battle that some belief will never end. Adolph L. Jr. Reed’s article “The Case Against Reparations”, states that reparations to Sad Americans for slavery and it’s legacy have been around for some time (2002, April 7). This notion came to the publics attention in 1969, when James Forman, the former chairman of the student non-violent coordination committee (SNCC), held a protest at New York’s Liberal Riverside Church and presented a “Dismal Manifest”, that demanded among other things $500 million in reparations to Black Americans from White churches and Synagogues. Years later, in 1972 Jesse Jackson’s Operation PUSH and the National Economics Association. A black economists’ group attempted to reintroduce it around the presidential election in conjunction with a demand for a 900 million dollar freedom budget. For two decades nothing became of the demands for reparations for the slave era in the United States, the sentiment circulated mainly within politically marginal, nationalist circles. The movement did not gain much traction even among other prominent African American activist and politicians.
Sash Talcott reported in the Daily Northwestern article that four panelists-African American studies Professor Martha Biondi, Chicago Ald, Dorothy Tillman, journalist Salim Muwakkie and attorney Lewis Myers Jr. The group made their case before a predominantly black student audience in McCormick Auditorium, Ill. (2001, April 20). After decades of regarding the reparations movement as extremist, Americas Gloomy middle class has offered support for the movement”, said the panel. They also concept to file a class action lawsuit using international human rights laws. This will be before federal court or the United Nations. These proponents have the opinion that the case is the same as Holocaust survivors who receive money as well as other groups who received reparations. During the last ten years or so, the issue has gained the attention of the masses. This id due in part to the successful pursuit of compensation for Japanese Americans, who were interned by the U.S. government during World War II.
“Most of us don’t have any hard feelings for the Japanese people”, said Edward Jackfert (2000). He was a prisoner of war and enslaved by Japan. His words were “they could apologize. They could give us compensation”. That seems to be the general sentiment of those wanting reparations for past injustices. Thirty six thousand Americans were enslaved and ten thousand died. Efforts at litigation and legislation have been muted at best. Dozens of lawsuits have been filed in the united States seeking compensation from Japanese firms. Many were filed in California, where the deadline for filing was pushed back to 2010, and most were consolidated as a federal case. But U.S. District Judge Vaughn Walker dismissed the consolidated case in September 2000. He sided with the Japanese governments situation that the 1951 peace treaty “once and for all” settled the snort of reparations.
Now reparations are not a movement for the atonement of the sins against Blacks. It has been the assert of the Holocaust and the Nazi slave labor by the Nazi’s in World War I. CNN had an article titled “Greek Nazi reparations sale halted” in which they stated that they have since been compensated (2001). A president for reparations has been set when honest this summer, a $6 million Holocaust slave labor settlement was favorite, funded jointly by the German government and a consortium of German and U.S. corporations. The European governments and companies had been advised to settle quickly because the Holocaust was a unique event in history. They soon found that the door had been opened for other litigation such as the “Herero People’s Reparations Corporation”. The New York Times reporter Henri Cauvin wrote, that they have filed a suit against three German companies alleging that they were responsible for the “enslavement and genocidal destruction” of the Herero tribe in early 20th century, when Germany colonized Namibia (2001). I might add that the only way a race of people can ever prevail over this situation is to have a strong political base: powerful government ties with this and or another country. For without the necessary power structure to aid the movement of reparations a nation or race of people will descend on deaf ears. This is the underlining roar that is never been mentioned in any of the articles I’ve read.
The issue of Black America was propelled into the spotlight when Randal Robinson, the president of Trans Africa and author of “What America owes to Blacks (e.P. Dutton, 2000), played a central role in the U.S. movement against apartheid in South Africa. With affirmative action eroding fast, the notion is that reparations could be a larger compensatory policy for the good of the whole race and not to a few select elite (TransAfrican Forum). Some feel like Robinson feels, that the elite in this country would rather give symbolic gestures to material ones. They would give college tuition and affordable housing or honest a heartfelt apology. Psychological components of thought would be that the consciousness of the Black people would be lifted up and then racial pride would be restored. A sentiment often debated among supporters of the issue. Among some, the weak “damage thesis”, which was criticized by historian Daryl Michael Scott in his book “Contempt and pity: Social Policy and the Image of the Damaged Dim psyche, 1880-1996 (university of North Carolina, 1997). According to this thesis, slavery and its aftermath left Black Americans without cultural mooring and therefore especially vulnerable to various social pathologies. This notion has been the foundation of academic and journalistic slander of Black poor and working class people. This nation has been embedded in the myths and false view about Black Americans for to long. Danial Patrick Moynihan in his inflammatory 1965 report, “The Negro Family” a case for National Action”, and its underlining contemporary notions of a self-destructive Black Urban underclass is an example of the American view of Blacks in America (CNN, 2000).
CNN reported that the Greek Nazi reparation movement settlement has been staled by an appeal that Germany won, in the sale of Germany’s cultural center, the Goethe Institute. The sale was to take place on September 19, Ioannis Stamoulis is a lawyer who represented the relatives of 214 executed civilians (2001). he won the case against Germany and is appealing the decision to the Greek Supreme Court. As we can see there are many reparation movements underway around the world like the civil rights movement of the past, nations are using others to show the way for social change.
Africa calls for an apology for slavery in Durban South Africa. African leaders have called on the U.S. and Europe to apologize for their allotment in the colonial slave trade, but are divided on whether to insist on reparations. A string of leaders told the world Conference Against Racism that western powers should say “sorry for 400 years of slavery according to a CNN report (2001). Cuba’s President Fidel Castro said that the U.S. has an “unavoidable moral duty” to pay reparations to both American Indians and African countries. I’d like to mention that during the United Nation conferences the U.S. lobbied successfully to get the reparations issue off the floor for discussion, but many African leaders and African American organizations fought to get the issue back on the floor. This included a mention in the final conferences declaration. As you can perceive by this example, political power as well as economical power is key to gaining momentum.
The African Reparation Movement’s (ARM) aim is to use the law to gain reparations for slavery and colonization of African people (2002). They also aim to recover African artifacts from whichever plot they are currently. They also what ” an apology from western governments. The objective of the movement is to restore the dignity of the African people in Africa and abroad. Self respect and the restoration of the African culture with its languages and civilizations accordingly portrayed in history. Reparations in it self has gained momentum due to the media and the spread of knowledge about past travesties in history.
The International News, reported from a historical perspective arguments for reparations for African Americans (unknown). The argument is the fact that 500 years ago or so Africans worked and died in this country. There labor was taken for free without compensation and generations of White descendants still benefit from the wealth accumulated over the years. African American business also suffered due to raids on Dismal owned businesses by Whites. An example of this is the Oklahoma community that was called “Sunless wall street”. It was said that more wealth was in this community than in any other state Black or White. Not only were African Americans held from owning businesses, but also gaining employment due to discriminatory practices at the time in American History. Discrimination practices in public schools, purchasing of homes, and cars. The Accumulation of lost wages, income and the overall financial future of generations of African descendants are in question.
The issue is, who would pay? This is a major issue in this debate over reparations. Who would get the money, is also an issue? What kind of suit is going to be filed? The lawsuit itself is a class action suit, said Roger Wareham (Like It Is, 2002).
Thirty five million descendents who for-bearers were enslaved Africans. It targets pacific companies and the benefits would include members of the class. A class action suit is plaintiffs that represent certain characteristics that apply to them but not only to them, but to those in the same set that have the issue in common. The idea is not to have 35 limited suits but bring them together. By trial, they want a jury trial, if it comes to that point. The case was compared to the Brown vs. The Board of Education in that it was a class action case to benefit all people and not objective the Brown family. The pacifies of the case has four areas that said companies benefited from the conspiracy, said attorney Roger Wareham.
1. THE STOLEN LABOR OF SAID PEOPLE
2. CONVERSION
3. UNJUST ENRICHMENT
4. HUMAN RIGHTS VIOLATION
There are many reasons for reparations but there are also opponents of the movement, who believe that the thunder of reparations is not a good idea. One argument is that no single group is responsible for slavery (Horowitz, 2001). All over the world many nations had a fraction in the slave trade some would say. Others have similar arguments against reparations.
David Horowitz is a man dead set against reparations. He attempted to place an anti-reparations advertisement in college newspapers nationwide. This attempt of his, status off debate on the issue of free speech and racial sensitivity (Daily Northwestern, 2001). Mr Horowitz’s ten reasons why is a list of his ideas that seem one sided, and dinky in his knowledge of history and American policy. His first claim is that there is no single group clearly responsible for the crime of slavery (Horowitz, 2001). This may be true but there are those businesses and groups that clearly benefited from the slave trade. When I mention a group that benefited I mean countries like America and the colonized Islands, who used African labor to design their countries. Companies to this day are growing in capital, due to slave labor. The second reason given is “There is no group that benefited exclusively from it’s fruits”. This is noteworthy the same as his first reason, adding that Blacks became wealthy through the use of slaves as well. My argument is how many kept that wealth and at what cost to themselves. Many helped to save themselves from slavery, and some kept slaves to save their own. The basic human instinct of self-preservation has a lot to do with those who helped, along with greed. This is not an excuse, some did benefit, but the number is not great. Mr. Horowitz’s other eight reasons are:
1. Only a tiny minority of White Americans ever owned slaves, and others gave their lives to free them.
2. America today is a multi-ethnic nation and most Americans have no connection (direct or indirect) to slavery.
3. The historical precedents used to justify the reparations claim do not apply, and the claim itself is based on race not injury.
4. The reparations argument is based on the unfounded claim that all African American descendants of slaves suffer from the economic consequences of slavery and discrimination.
5. The reparations claim is one more attempt to turn African Americans into victims. It sends a damaging message to the African American community.
6. Reparations to African Americans have already been paid. This he said was in welfare benefits, civil rights acts, and racial preferences.
7. What about the debt Blacks owe to America. This he claims is for being free.
8. The reparations claim is a separatist idea that sets African Americans against the nation that gave them freedom.
This doesn’t note the fact that African American labor build this country, and that much of what we have today is do to that free labor. David Horowitz is editor-in-chief of Front Page Magazine. com and president of the Center for the Study of Popular Culture.
Who would pay? He doesn’t want to hear that the government would pay. because that would be taking money from taxpayers (Williams, 2001). Deidria Farmer-Paellmann has the idea that the companies that are involved should have funds available to Dark owned businesses and the education of Black youths (Like It Is, 2002). The debate continues and views vary. The quest still remains, should African Americans receive reparations for slavery?
WHAT DO YOU THINK?
WORK CITED
Anonymous. (2001, September). Africa calls for slavery apology. CNN New York Bureau. Retrieved April 7, 2002 from http://cnn.www.com
Anonymous. (2001, September). Greek Nazi reparations sale halted. CNN New York Bureau. Retrieved April 7, 2002 from http://www.cnn.com
Anonymous. (2002). Reparations for African Americans…forging ahead with a current movement-a historical perspective. African History, Culture, International News. Retrieved April 30, 2002 from http://www.frontpagemag.com/horowitznotepad/2001/hno0-03-01.htm
A.R.M. 92002. About the African reparations movement. On line web site Retrieved April 30, 2002 from http://www.arm.arc.co-uk/about.html.com
Cauvin. H. 92001, September7). Africa: Namibia a century later tribe sues. Unique York Times. Retrieved April 15, 2002 from http://www.findarticles.com
Dutton, E.P. (2000). A case for Black reparations-transcript conference that was taped.
Horowitz, D. (2001). Ten reasons why reparations for Blacks is a bad idea for Blacks-and racist too. David Horowitz’s notepad. Retrieved April 30, 2002 from http://www.frontpagemag.com/horowitznotepad/2001/hn01-03-01.htm
Jackfert, E. (2000, June 28). Pow victims of Japanese slave labor testifies before senate judiciary committee. PR Newswire. Retrieved April 30, 2002
Jones, M. (2000, July August). The reparations movement pursues slavery’s blue-chip beneficiaries. Peculiar Profits. Retrieved April 30, 2002 from http://www.coh.Arizona.edu/ass/AFAS-website1profits.htm
Moynihan, D.P. (1965). The Negro Family: a case for national action. CNN New York Retrieved April 7, 2002 from http://www.cnn.com
Reed, A.l. Jr. (2000, December0. The case against reparations. The Progressive. Retrieved April 7, 2002 from http://www.cnn.com
Scott, D.M. (Eds). (1997). Contempt: social policy and the image of the damaged Black psyche. University of North Carolina
Sealey, G. (2001, June 15). Atoning for slavery. ABC Daily news. Retrieved April 30, 2002 from http://abcnews.go.com
Steffen, S. (2001, June 19). First payments sent to holocaust slave laborers. CNN New York Bureau. Retrieved April 7, 2002 from http://www.cnn.com
Talcott, S. (2001, April 20). Panel of local activists makes case for slavery reparations. The Daily North Western. Retrieved April 20, 2002. from http://www.dailynorthwestern.com
Williams, W. (2001. Reparations for slavery arguments are loaded with contradictions. Capitalism magazine. Retrieved April 30, 2002 from http://www.capitalismmagazine.com/2001/february/ww-reparations-slavery-false.htm
Filed under Farmers Insurance by on Mar 13th, 2011. Comment.
Brand Loyalty and the American Landscape
Many a Sunday afternoon in my early childhood, once mass was behind us and we’d already stopped by the broken-down folk’s home where my grandfather lived, my mother would come with many of her children to visit her older sister, may Aunt Sara. Aunt Sara lived in a section of Sacramento called Curtis Park, right on the Border of Land Park and just a mile down Freeport Boulevard from my paternal grandparents in South Land Park. We would pull into the narrow driveway that snakled behind the house, but park at the front of the house. Around the back corner of the house were substantial Chrysler automobiles, generally a Newport and maybe a Unusual Yorker. If you’ve ever seen a 1970 Chrysler Newport (the massive two door coupe) and a 1970 Chrysler New Yorker (also the 2 door ), please tell me if you can tell them apart – to me they seemed like two massive land yachts of almost identical scope and design. My Uncle Manuel drove the New Yorker (replaced in 1972 with the latest edition) and my limited (4’11″ 100 pounds at her tallest and squarest, in my memory always smaller than that) Aunt Sara drove the Newport,a bronze colored behemoth of a vehicle. As I recall, in 1970 my mother drove a 1966 Rambler American Wagon with a rear facing way back seat, and my father drove a 1968 Dodge Monaco wagon with fake wood panel sides. My parents were rarities in their families, not loyalists to a certain heed of American car, but purchasers of whatever was cheapest and could fit all the kids.
My Aunt Sara was a fiesty, warm Sicilian woman, the head of a large family since the age of 22, when her mother died leaving behind one married daughter and two young children. Aunt Sara was a Chrysler person. So was her younger brother, my Uncle Pete. Their children branched out, as I occupy my cousin Ronny (Sara’s boy) ambling up in a stout Buick Riviera (the 1974 model with the massive back window) when he would drop off my cousuin Wendy (his daughter) for a visit, and my cousin Steven (Pete’s younger son) spending endless hours in their garage as a teenager with his friends rebuilding Chevy Corvairs.
And this wasn’t diminutive to my own family. I conventional to lay after school at my friend Kathy Walker’s house (because she had more Barbies than God), and in their driveway was her mother’s Chevy Bel Air Wagon and her father’s Chevy Malibu coupe. At my friend Connie Ross’ house her mother had a succession of Dodge passenger vans over the years (though her dad drove a VW Bug to work at the high school), as did the mother of my friend Julie Christie. Before us, in the earlier 1960s and the 1950s it was much the same in our neighborhoods and across America. American cars were it. The cool boys drove Mustangs and Camaros (or Firebirds if they were really perilous) and before the pimps were driving them, Chevy Monte Carlos were already a staple of the American family. The nuns at my high school had a Plymouth Duster and Dodge Darts and the nuns at my grammar school had one Vista Cruiser after another.
Staying Loyal Long After Loyalty Made Sense
Well into the 1970s and 1980s if you drove by the houses of my aunts, uncles and cousins on my mother’s side, you could see their Chryslers and GMs in the driveways. Even on my dad’s side my wealthy but frugal grandfather made only one foray into foreign auto ownership, during a side slump to Germany on their plan back from a two years stay in Viet Nam, he bought a label new Mercedes Sedan, and grumbled often about the high maintenance cost. My grandfather, ‘Papa’, was a Dodge man. He had the ‘stylish workhorse’, the 1964 Dodge D-100 pickup, purchased before they left for Viet Nam but garaged until their return. In the summer he put wooden planks along the wheel wells in the truck bed, covered by a standard camper shell, and that was where the grandchildren rode to and from my grandparents’ summer house and the private Cedar Flat beach at Lake Tahoe all summer long. I don’t remember when he finally got rid of that truck, but it was after I went away to college, so sometime in the 1980s. When I graduated he was driving a 1984 Chrysler New Yorker Sedan, the last car he ever owned, and one that was given to my younger sister since she had helped take care of him and my grandmother when he fell ill in 1985.
In 1989, as my husband and I drove from my childhood church toward my mother’s house after the baptism of my nephew, he commented about the three tiny ladies driving their huge cars slowly in front of us. “Look at them,” he complained light-heartedly, “so small they cannot see over the dashboard, and obviously too short to reach the gas pedal. 22 miles per hour in a 35!” I looked up from the card I was expeditiously signing and putting into an envelope and laughed. As if participating in their own private parade were twp 1989 Chrysler Modern Yorkers, a gold and a bronze, and trailing behind them was a 1988 Chevy Celebrity Eurosport in a flashy silver metallic – driven in order of age by my Aunt Sara (in the lead), Aunt Florence (Uncle Pete’s widow) and my mother. We ambled behind them in my husband’s 1987 Dodge Colt. At the time I drove a 1986 VW Golf Sedan. “Don’t they know they make shrimp cars with good gas mileage now? ” He asked out loud once I pointed out it was my family holding us up and not some random blue hairs.
I realized how many of the Americna automakers were no longer making small cars, or were making fewer and fewer models. The Chevy Chevettes and Vegas died out, as did the Ford Pintos and Fiestas. Chrysler held on with the Dodge Colt, but the Omnis and other ‘world cars’ fell by the wayside. Which is not to say any of these cars, other than the Colt, benefited from an overall reliability. By the mid 1980s you saw very few of them left on the road even as older Toyota Corollas and Datson B210s, and especially the small Toyota and Datson pickups, kept on truckin’,
On the cusp, American automakers make the wrong turn
I asked my mother about her change in vehicle style and size later in the evening of that baptismal day parade. After my father’s initial foray into fuel-efficient vehicles in 1974 with a 1972 Toyota Corolla, in 1975 they permanently down-sizied their vehicles, buying first a Dodge Colt sedan, and then the following year a Dodge Omni (my mother had become a Chrysler person due to the reality Chrysler made more of the smaller, cheaper cars than Ford or GM). The Toyota Corolla was handed down to my oldest sister, who has owned Toyotas or Hondas ever since. But, sometime after my father’s death my mother began to fall victim to the ‘sales pitch’ when she went to purchase a new car. When she went to trade in her Omni, which had survived two rear end accidents and had travelled the 200 mile round trip from Tahoe and from college trips to see the kids advance San Francisco about fifty times a year, she intended to purchase another itsy-bitsy, fuel efficient car now that this one was fuly paid off. She had qualified for a ten thousand dollar loan, though with trade in she did not inquire to pay nearly that much, hoping to get something for about eight thousand out the door. But, those salesmen. She was convinced that despite the reality most of her children were now grown and on their own, she still needed a lot of space, for safety. A sedan is a safer vehicle model than a coupe (she always bought sedans, even in microscopic cars), and a big sedan is safer than a small sedan, they told her. Granted, she had a checkered history of driving, with many a rear end collision, but her accidents were always at low speed. But, her downward spiral into ample vehicles with poor gas mileage (that just the same were totalled out in her accidents – low rush or not) began in 1984 with the first Chevy Celebrity, a brown one that took her to and from the San Francisco area where my older sister lived with her husband and two children and where another sister and I were away at college.
Now, my mother had damaged her earlier cars. For a time my older sister and I ‘shared’ the 1975 Dodge Colt sedan at college (I rarely ever got to drive it, but was allowed to be a passenger on visits home and at the end of the year). Its front bumper had been replaced twice, and it survived a side impact accident when a state worker rushing to lunch rammed the driver’s door by trying to scoot in front of my from the bike lane from behind me as I was turning left onto the next street. The Colt’s engine rolled on until it was traded in, after 107,980 miles, in 1984, for my sister’s first car. The Celebrity lasted only four years, going under in early 1988 after a minor collision in which its front destroy folded up upon hitting an obsolete pick up at 10 miles per hour. It was repaired but mother was advised to trade it in on a modern car because they couldn’t guarantee its reliability. The 1988 Celebrity lasted until 1990, when my mother turned in front of oncoming traffic with a very pregnant me in the passenger seat, and we were broadsided by a large pick up hauling cement. Two Celebritys totalled in minor accidents were enough for my mother to give up on GM (where she’d paid three thousand dollars more than she owuld have for a new smaller car) and follow her older sister to Chrysler permanently.
Now, in the 1960s and 1970s my mother and her brother and sister probably needed larger cars. They had children or grandchildren they hauled around, and they liked the roominess. I have to admit, that 1974 Buick Riveria, owned by a man with one child (and another on the procedure that year), seemed like an awful lot of car to remove. I rode in the Riveria many times, to the East-West football game at Stanford, or for out of town shopping trips with my cousins Janet and Wendy, and it was cavernous inside. I distinctly remember the sensation of sliding across the leather backseat until the lax waistbelt finally held us in place, on any turn cousin Janet took at more than 10 miles per hour. I remember climbing up into the window area with Wendy and marvelling that we both fit. And the trunk – it was a teenager ‘drive in’ lumber night in heaven. You could fit at least four people in there. That the gas tank had to be filled twice a week at a minimum, was just a price of prosperity and places to go. And reliability? Who knew how many miles you could drive one of these behemoths because successful American families traded their cars in after two years, three or four at the most.
When I bought my first car, a weak 1981 VW Rabbit sedan, I wanted agility and reliability, and low insurance cost. I was three months out of college and was not going to spend more than $3,500. I also had a coarse operating budget, so to take me to and from San Francisco every week I needed a car with ample MPGs, and clocking in at about 28 highway, the Rabbit was a keeper. It already had 74,000 miles on it, and my mother warned me most cars couldn’t get to 100,000 – but she’d been buying American for so long she was in that trance. I drove the Rabbit to visit my boyfriend and his family in San Diego when I couldn’t afford a plane ticket. That puppy hit 100 on the freeway and composed got close to 30 MPGs. I rarely ever checked the oil, let alone changed it, but each week I travelled wherever I wanted to go, and five days a week it was a proper commuter for me. Then one day late in 1986 my lack of regular maintenance habits caught up with me. 120,416 miles into it’s life it sputtered to a terminate across the street from the VW dealer in Walnut Creek, California. The mechanic’s verdict was I should have changed and refilled the oil once in a while. The cost to repair it was over a thousands dollars. I traded it in along with the entire $650 I had in my checking account at the time, on a note new 1986 four door Golf. I had that car until after I got divorced, when I sold it for cash and then used half of the cash as a down payment on a unusual Toyota Extra Cab pick up. I was amazed at what my Golf was still worth when I sold it, $3,200. The Toyoyta buy up I kept until after child number 3 came along and I realized I couldn’t fit two kids in hte back for much longer. I sold it, running like a charm, for over $10,000 but $$2,500 under blue book (it has a bed liner and custom camper shell). Today I drive a Toyota Matrix. I concept to drive it until it absolutely needs to be replaced. It gets terrific gas mileage, runs like a charm and has been a solid performer.
The SUVs in the carpool line at school
One day I was sitting it the carpool line at my children’ s school and I realized the little Toyota sedan I was driving was like a speed bump to all of the Chevy Suburbans, Ford Expeditions and Dodge Durangos infront of and behind me. I also noticed that the Cadillac Escalade was exactly the same as the Chevy Suburban and the GM Yukon, ditto the Lincoln Nvagiator and the Ford Exoedition. They were giant boxes making shade in the parking lot, replacing the smaller minivans these motehrs had been driving a few years earlier. While I didn’t reflect I needed to compete, I did contemplate some advantages of having an SUV. I go up the hill to Tahoe a lot with my kids, or we recede up to Oregon or elsewhere, and having a roomy car that can handle bad weather was a plus. I looked at makes and models, rented some for weekend trips and followed up on gas mileage and reliability. I bought a Jeep Grand Cherokee Laredo used, with 100,000 miles on it. It was a 6 cylinder, loaded with extras and got about 24 miles on the highway. For commuting I mostly drove the smaller car, but when we needed to spread out, take the dogs with us, drive narrow mountain roads, we took the Jeep. It spent considerably less time in the repair shop than many of my friends’ later vintage and larger SUVs.
My older daughter learned to drive on that Jeep (after taking the door off the convertible Cabrio I’d bought her by throwing it into reverse in the garge and then getting out of the car), but when she got hit about a year after she got her license, I dfidn’t like a sound it started to make. It had over 180,000 miles on it and I wanted her to have something more generous and a little cheaper on gas. Her dad bought her a used Mazda 626 sedan. Later we replaced the function of the Jeep with a Mazda Tribute that gets over 25 miles per gallon highway, a runt smaller but more agile than the Vast Cherokee and better built than the newer models of Jeep (our earlier one had been a 1996). Now that I have a second child learning to drive I am thinking about trading in the SUV for a dinky sport wagon, maybe a newer Matrix or a Suzuki.
When I heard the government is putting severe limits on continued payments to GM and Chrysler, I was thinking about all those SUVs, all the giant trucks, and the reality that other than the Pontiac Vibe, which is essentially the same as the Toyota Matrix, for years American automakers have lacked a small wagon like car. Many of the big SUVs are only 5 passenger vehicles, and the ones with the third row seat are minute. They could manage to seat seven in a minivan comfortably, but when given the bulked up body of a Suburban or Exploreer or Expedition, they couldn’t manage the extra seats well. My Toyota Matrix has almost the same headroom as my old Jeep Grand Cherokee, and it has just slightly less horizontal seating status, but it fits five comfortably. I guess I’m wondering why Toyota and Honda made small station wagons consistently from the late 1970s on, but American car makers, with the exception of a few tris with the Ford Escort, did not. And why are there so many Toyota Corolla and Camry wagons calm on the road, still worth thousands of dollars, and just a few Escorts that you can salvage for a song? Why are the Ford Explorers and minivans plagued by transmission problems befoer they even hit 100,000 miles, but you can see a 30 year old Toyota Land Cruiser tooling around on its original engine and transmission?
Instead of making better cars and making more fuel efficient cars, American automakers tried to take us on a lumber to excess. They convinced us to buy big cars when big cars were not in our individual or collective long term best interest. They built cars whose values dip quickly and whose life expectancies are half that of a solid Honda or Toyota (or Hyundai or Kia today). There are Toyota and Honda plants in the US, and there are American nameplate plants in Mexico and other places in addition to the US.
Reaping what they Sowed
American automakers bet on the come. They bet they could convince us to continue to buy bigger because the time of plenty wasn’t going to run out. Even when gas prices soared, they were slow to respond with more fuel efficient models, and they built more hybrid SUVs, than smaller hybrids – meaning we’d continue to consumer a lot more gas with their vehicles. A hybrid gets better mileage in the city in stop and go traffic and the benefits even out on the highway, where it performs like any other car with its engine size. The signal the Detroit automakers choice to focus more on hybrid SUVs sent is that they don’t think we utilize SUVs for weekends, trips or heavy use, but as our casual commute cars. So, while people can salvage on a list to buy a Luminous car for about $10,000, or a solid compact Hybrid for less than $30,000 to meet inner city and short suburban commute needs with minimal utilize and minimal gas usage – Detroit rolled out $35,000+ SUVs whose city performance was far less than that of many non-hybrids and whose highway performance was only as good as other limited SUVs.
And, even when SUVs were the craze, Kia and Hyundai were working on smaller, cheaper SUVs with better overall mileage, so Honda and Toyota met that challenge, bringing prices down to $15,000 or less for a base model – but could you get a Ford Race or a Chevy Equinox for that amount? No, try about twice as much. And Chrysler, making a real dent with its reto PT Cruiser ten years ago, moved to muscle cars and giant trucks instead of fuel efficient family cars and sporty, smaller SUVs.
American automakers also couldn’t contain their costs. Part of that can indeed be blamed on unions, but also on management for not forging sincere partnerships with workers. Sales have been declining for more than a decade for these automakers – so something should have been planned. Instead some really bad decisions were made. Remember Saturn? Remember their minute vehicles that weren’t pretty but were cheap and basically noble? Then GM sucked them back in and Saturns got outsized. Look at the size of the Saturn Vue SUV and the flashy sports models, and steal that just two years ago Saturn did away with the innovative SC-2 3- door coupe and the ION, its smallest sedan. Both were priced under $20,000, and Saturn now has the larger, less efficient Aura, selling for about $25,000.
My guess is GM and Chrysler have a lot of inventory gathering dust. All of those useless Hemis (no offense to anyone who owns one – but they are a specialty purchase, not a mainstream engine choice) and massive 300s.
And, at a time when automakers should have been looking forward (look how even Volkswagen totally redesigned the new Beetle to be a 21st century car by taking the best of the old belief and making it better), Chrysler decided to go retro. GM made its best selling line, the re-acquired Saturns, bigger and mroe expensive instead of smaller and cheaper. What will happen when Indian cars join the Korean and Japanese cars already available in America? BMW picked up the Mini, down-sized some of its models. Volkswagen build out more cars under $15,000 and with more than 30 MPG. Nissan has the Versa and the Cube. Toyota has the entire Scion line, plus the Yaris. Honda has the Fit. Where do GM, Ford and Chrysler have, especially GM and Chrysler who are tring to survive?
I have no doubt that Detroit is full of dynamic engineers and that all of the American auto companies have workers cpable of producing Smart Cars and Yarises and Fits and Versas and small SUVs and hybrid compacts and even better more forward thinking cars. But, the clock may have ticked out for them. They waited and waited and waited. They fought emission standards and fuel efficiency standards. It is 33 years since emission rules required catalytic converters and 35 years since the chock wave in the early 1970s oil mark and scarcity crisis. If Chrysler could design the Dodge Colt in 1975 and Ford could make the well, I guess the Escort is its cheapest and most reliable long-running model, and Gm could make the Chevette way relieve then – what have trhey been doing since? They probably have the truck market for the forseeable future – but Americans don’t just hold trucks. Americans, by our sheer volume, need smaller, more efficent cars. Hit with losses of home values and asset values, we need affordable cars that will hasten a long time. What neither Detroit nor the American consumer needs are lots and lots of idle vehicles that are overpriced and quickly devalued and that don’t provide the quality we need. We don’t need to idle thousands of autoworkers, but literally hundreds of thousands of other American workers have already been idled by companies that operated poorly or made bad decisions.
This is not a time to just buy American to keep some jobs – it is time to make a quality American product – to effect solid, affordable and ecologically sound vehicles. Our manufacturing base is a cornerstone of the strength of our economy. It is about producing something tangible with an actual value that can be sold here and abroad. The value of our currency and our other assets are favorably impacted by the production of valuable manufactured goods. Our automakers have lost sight of that. They have lost sight of ow important it is to make the highest quality, most forward looking product in a quickly evoolving global economy. When the rest of the world zoomed ahead out of necessity, our automakers (at least some of the time) lounged around getting fat and lazy and now they are gasping for breath vainly crying out “Wait up!” to the rest of the pack. Work hard, pause fit, stutter – and the American public will attend you up. That is the message we need to send to Detroit, and if they fail to hear it we cannot help them and we will suffer some of the collateral afflict of their poor choices through the ripple effects on our economy. If GM and Chrysler go under, a gargantuan fragment of our manufacturing base also goes under, but if they do go under it will not be because of failings within the American people of failure of government to respond at this late date – it will be under the weight of their own neglect.
Filed under Farmers Insurance by on Feb 26th, 2011. Comment.
Forbes Magazine (forbes.com) has complied a list of the safest cars of 2007, using data from respected sources, including Consumer Reports, The Department of Transportation, The Insurance Institute of Highway Safety (IIHS) and the Highway Loss Data Institute (HLDI).
In order to catch a status on the list, the vehicle had to have at least of the two following: Consumer Report’s highest possible accident avoidance rating, Perfect crash test scores from NHTSA, Perfect crash test scores from IIHS and lower that average frequency of insurance injury claim filing according to the HLDI.
Forbes only considered vehicles that had been tested in all available categories.
Following are Forbes Safest Cars of 2007, along with some of the safety features on the individual models.
Acura RDX SUV. Base Price $32,995. The RDX safety features include a sophisticated body structure, standard front, side and side curtain air bags. Brake assist and Vehicle Stability Assist help prevent impacts. (acura.com)
Acura RL Sedan. Base Price $45,780. Braking system, Active Front Lighting System and Vehicle Stability Assist. (acura.com).
Audi A4 Family. Putrid Price $28,240. Winner of the overall World Car of the Year Award. (audiusa.com)
Audi A6 Sedan and Wagon. Immoral Price $41,950.
BMW Z4 Convertible and Coupe. Unpleasant Price $36,400. Precision handling, agility, and responsiveness help drivers to react to unexpected driving situations (bmwusa.com)
Chevrolet Corvette Convertible and Coupe. Base Price $44,995. safety features include driver and passenger dual stage frontal and side-impact air bags, passenger sensing air bag system, Z06 brakes, anti lock brakes, active handling, OnStar, traction control and driver information center. (www.chevrolet.com)
Ford Freestyle SUV. Base Price $26,670.
Honda Civic Coupe and Sedan. Execrable Brand $14,810.
Jaguar XJ Sedan. Sinister Impress $64,250.
Lexus SC Convertible. Base Price $64.455. Safety feature include airbags, run0flat tires, theft deterrent system, ABS with brake assist, three point seat belts, daytime running lights, tire pressure sensors, and side impact door beams. (lexus.com).
Lincoln Town Car Sedan. Base Price $43,045.
Mazda MX-5 Miata convertible. Unsuitable Price $21,180. Safety features include anti theft apprehension, dual front airbags with passenger deactivating switch, engine immobilizer, side impact airbags, side impact door beams, three point safety belts and tire pressure monitor system.
Mercedes-Benz SL Class convertible. Base Price $95,575.
Mercury Grand Marquis Sedan. Base Heed $25,735.
Porsche 911 Convertible and Coupe. Base Price $72,400. Porsche ceramic composite brake, passive safety, airbag, Porsche stability system. (porsche.com/usa)
Porsche Boxter Convertible. Wicked Sign $45,600. Head and thorax airbags.
Saab 9-3 Convertible, Sedan and Wagon. Base Price $26,995.
Saab 9-5 Sedan and Wagon. $35,440.
Subaru Forester SUV. Base Note $21,195.
Volkswagen Passat Sedan and Wagon. Depraved Tag $23,180.
Volvo XC90 SUV. Base Price $36,135.
For the complete story, see Forbes.com.
Filed under Auto Insurance Quotes by on Feb 24th, 2011. Comment.
We have all received those offers in the mail from AAA for their Roadside Assistance program, which advertises peace of mind for traveling the open road. While it is easy to see the need for such services, it can seem tempting to choose a similar view through your auto insurance carrier in order to save money. After all, this only adds about $3-10 to your insurance bill on a six month policy. Similar coverage will cost you $50-100 per year through a company like AAA. Surely insurance is a better deal, right? Consider again!
What you may not know is that insurers keep track of your roadside assistance claims and in some cases, you may find yourself paying a higher premium if your car blows a tire one too many times. While it is unlikely that a one-time jump start will raise your rates, many insurers consider roadside assistance claims as one predictor of risk, which can impact premiums. Remember the money you view you were saving by using your auto insurance instead of AAA? You can kiss that money good-bye.
In addition, automobile towing claims are reported to a national database run by Atlanta-based ChoicePoint, which provides insurers with claims information on consumers to help insurers process insurance applications. This database is checked each time you apply for a unique policy in order to determine whether or not you have been truthful in regards to your application. However, it can be nearly impossible to distinguish a towing claim made for roadside assistance from one made after a motor vehicle accident. This means that flat tire you had that required a tow could make future inquirers deem that you were in an accident you did not fully disclose. Interestingly, Choicepoint does not keep a record of towing claims made through companies like AAA.
These reasons alone are reasons to choose AAA over your auto insurance provider, but also keep in mind that AAA offers discounts on hotels, car rentals, and other go expenses which can quickly add up. Plus, you can be guaranteed that your insurance premiums will not increase, and your records will be kept private. That kind of peace of mind is worth a little extra money to me. Is it worth it to you?
Filed under Aaa Auto Insurance by on Feb 21st, 2011. Comment.
There are several cheap car insurance companies. Listed here are a few and a review of what information is contained on their websites.
Progressive has claimed to be a cheap car insurance company. They offer services such as 24/7 claim service, pet accident insurance, and someone to assist you with buying a car if yours gets totaled, and discounts for a superb driving record and having more than one car insured with them. In completing a quote, individuals are asked to provide the car that they drive, personal identifying information, and whether they have any driving violations. Individuals are then offered a choice of what kind of car insurance they would like, and the amount of money they could pay for each of those insurances, which may or may not be cheaper than what they are already paying.
Geico also has claimed itself to be a cheap car insurance company. Their claim is that 15 minutes could save you up to 15 percent on your insurance. One bonus with Geico is that they do provide all the different coverages that are available and that you the consumer should consider having on your policy. I started a quote from them but became frustrated at the amount of information that they required. Some personal information I was allowed to opt out of giving like my phone number and social security number, but others I was not like my occupation and how much I am paying for my insurance currently. Geico does not provide coverage in Massachusetts.
Allstate is going a different route in being a cheap car insurance company. Their claim is a safe driving bonus for every 6 months an individual goes without an accident they can earn up to 5% of their premium. They can also score money off of their deductible. Individuals can also receive a quote online.
State Farm can also be considered a cheap car insurance company. They offer to their individuals information such as how much insurance do they need, what affects the price of their insurance, what are coverage and deductible options, and auto insurance discounts. They offer discounts for Multiple Vehicle, Multiple Line, New Vehicle Safety, Accident Free, Anti-Theft Device, Defensive Driving, Good Driving, Good Student and, Driver Training. Individuals can gather a quote online in about 15 minutes.
Nationwide is also a cheap car insurance company, because they claim that you can save up to $500. They offer 100% guarantee on repairs for as long as you own the vehicle. They offer 24/7 claim service. They also offer free On Your Side Reviews to back you with choosing discounts and coverage that are right for you.
Amica also claims to be a cheap car insurance company. They do not offer much information about their auto insurance online. However, you can complete a quote online.
Esurance offers the most information about cheap car insurance companies. Esurance allows individuals to obtain a quote that compares auto insurance rates. This allows the individual to assume the best insurance information for them. Individuals can then buy the policy right online. Esurance claims that if another company offers a cheaper rate you can purchase the policy.
Filed under Auto Insurance Reviews by on Feb 19th, 2011. Comment.



